Business insurance is all about protecting the three p’s: your profit, your place of business and your people. There’s a reason 98% of all small businesses work with an agent or broker for their business insurance This stuff is complicated. You’re an expert at what you do, and we are experts at what we do. So lean on us. We will make the process of buying business insurance as easy as possible by talking through your needs and recommending a combination of coverage from our large menu of products and companies. Prepare for the conversation We’ve put together some questions to get you thinking about your insurance needs and to help you prepare for your discussion with an agent. Will a policy provide income for me if a fire shuts us down? How much can my business grow and still be supported by my selected coverages and limits? At what point will I need to increase them? How much of my personal auto and homeowners coverage extends to my business activities? Can my insurance help me prevent losses from happening on my business property? Can my insurance help me develop a safe driving program for my employees that spend time on the road? Some of my employees drive their own cars for company business. Am I liable if any of them cause an accident? What happens if one of my customers sues me claiming that the work I did for them was incorrect or faulty? What happens if a court awards someone a huge settlement against me that’s more than the liability coverage I have now? Can they go after me personally? What happens if there is a power surge and my accounts receivable information on my computer is destroyed? Can someone sue me for a claim I’ve made in my advertising? Can insurance protect me if my equipment fails and all my perishable inventory is destroyed? How can I protect myself from employee theft? If an employee is injured on the job can they sue me? I have a printing business. Can a customer sue me for errors or information left out of printing work that I take on for them? How can La Pine Insurance Center help me avoid claims? These definitions are not applicable in all states or for all products. This is not an insurance contract. Other terms, conditions, and exclusions apply. Please read your policy for full details about the coverage’s. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control. |
