Commercial property insurance covers many things in the work place. Some examples would be your office building, its contents, computers, file cabinets, desks, etc. Unlike your homeowners policy, these items are not covered automatically as part of a business policy. The value of these items must be determined and properly listed so that in the event of a loss, you can be back in business in the least amount of time. Again, we are here to help you wade through the details to assure you that your company is properly insured. These definitions are not applicable in all states or for all products. This is not an insurance contract. Other terms, conditions, and exclusions apply. Please read your policy for full details about the coverage’s. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control. |
